Financing Your Home

Manufactured Home Loan

Financing your home purchase can be intimidating, but we are here to walk you through every step of the process. Whether you have challenged credit or no credit; are a first time home buyer or experienced home owner, we encourage you to apply for financing.

  • Challenged or no credit encouraged to apply
  • First-time home buyers are encouraged to apply (stop renting, start investing!)

Home Buying Process

1.

Search our available homes, which are already built, in dozens of our communities on the West Coast, then schedule a home and community tour.

Find Your Oregon or California Manufactured Home

2.

Make an offer on the home and complete our community and finance applications.

Make An Offer on a Manufactured Home

3.

We’re happy to recommend 21st Mortgage who can help the process go quickly and smoothly, though you are welcome to work with another mortgage lender of your choice.

Secure Financing for Manufactured Homes in CA and OR

4.

After the close of escrow, you’ll get the keys to your move-in-ready home!

Welcome to Your Manufactured Home

5.

Your friendly neighbors and Monte Christo’s caring staff are ready to welcome you home! As a community member, you’ll pay a monthly space rent (much like an HOA) to support the maintenance and amenities of the community.

Enjoy The Manufactured Home Community

Our Manufactured Home Financing Partner

We partner with 21st Mortgage, which specializes in manufactured home loans and mobile home loans. Lenders like 21st Mortgage are insured by the Manufactured Home Loan Program (Title I) in order to “increase the availability of affordable financing and mortgages for buyers of manufactured homes and allows buyers to finance their home purchase at a longer term and lower interest rate than with conventional loan.” Read more about this U.S. Department of Housing and Urban Development program.

Start Your Home Buying Application

For an easy-to-follow, quick home buying application process, we recommend using our digital app. Through our home-buying app you can easily connect with our sales team, fill out forms, apply for financing (home loan) through our lending partner, and more! You can download the app for iOs here and for Android here.

Get on the Apply Store
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